Binance vs BingX — fees & conditions

Binance — Regular User tier (below VIP 1). No BNB discount applied. Spot: official trading fee page; futures: USDⓈ-M futures fee page. Withdrawal fees (2026-09-15, public capital config endpoint): BTC 0.00002 BTC on the Bitcoin network (Lightning 0.000001, BSC 0.00000029); USDT 1.5 USDT on TRC20 (cheapest: BSC 0.01). listed_coins = 492 distinct base assets with TRADING status on spot (api/v3/exchangeInfo, 2026-09-15); homepage markets "over 600 cryptocurrencies". Max leverage 125x on USDT-M perpetuals (BTCUSDT), tier-dependent; new accounts capped at 20x for 30 days. active_users_claimed updated to homepage "over 320 million registered users" (previous 250M was Jan 2025 figure). [Withdrawal fees checked 2026-10-28 via public API: BTC 0.00002 BTC on BTC (cheapest: BSC 2.8e-7); USDT 1.5 USDT on TRX (cheapest: BSC 0.01). The exchange adjusts them with network conditions.]

BingX — VIP 0 / regular user, no VIP discount. Spot: 0.10% maker / 0.10% taker (VIP 0 row of the live Fee Schedule page bingx.com/en/support/costs, read in-browser 2026-09-23; the BingX Learn article states the same). USDT-margined perpetual futures: 0.02% maker / 0.05% taker (support article Perpetual Futures Fee Schedule). Standard Futures use a flat 0.045% on close instead. BingX has no platform token. Max leverage 150x is for BTC-USDT crypto perpetuals (Oct 2022 announcement); BingX also lists forex perpetuals up to 500x, excluded here as non-crypto. Shield Fund: 1,000 BTC + 4,000 ETH + 40M USDT self-funded user-protection reserve. Earn: About page lists a Wealth section (Loan, Dual Investment). Regulation from the support article "BingX License Information" (Lithuania FCIS registration, AUSTRAC DCE); the MiCAR application to the Austrian FMA (support article 16497944445327) is pending and not listed. HQ left null: official pages list branch offices (North America, Canada, EU, Singapore) but no headquarters. listed_coins left null: About page states "1,100+ trading pairs", not a coin count. Withdrawal fees from the official Fee Schedule > Deposits & Withdrawals page: BTC 0.00004 BTC on the Bitcoin network (BEP20 0.000001); USDT 1.5 USDT on Tron (TRC20) (ERC20 1; cheapest Aptos 0.01). Withdrawal fees checked 2026-09-23; the exchange adjusts them with network conditions. Re-verified 2026-10-19 by weekly review in-browser: Fee Schedule bingx.com/en/support/costs Spot "VIP 0" 0.1000% taker / 0.1000% maker; Perpetual Futures Fee Schedule article "Maker (pending orders): 0.02%", "Taker (filled instantly): 0.05%". Unchanged.