Kraken vs Gemini — fees & conditions

Kraken — Tier 1 (30-day volume $0+), Kraken Pro cross-platform fee tiers. Instant Buy pricing excluded. Kraken has no platform token. futures_max_leverage = 50x per the Kraken Perps support article (product page also states 'up to 50x'; region-dependent). insurance_fund=false: Kraken Futures uses a Position Assignment System with liquidity providers instead of a dedicated insurance fund. Crypto withdrawal fees (support article table, 2026-09-23): BTC 0.000015 BTC on the Bitcoin network (Lightning 0); USDT 1.00 USDT on Tron/TRC20 (cheapest: TON/Plasma/Tempo 0.10, Ink 0; Ethereum 0.7935). HQ left null: Kraken states it was founded in San Francisco but publishes no headquarters; listed_coins left null because no official total is published (Assets API returns 843 entries incl. staking variants and tokenized equities). listed_coins = 627 from kraken.com/buy ("buy over 627 cryptocurrencies"); the homepage advertises "600+ crypto pairs".

Gemini — Spot: ActiveTrader fee schedule, lowest tier (30-day volume >= $0, asset balance >= $0): maker 0.600% / taker 1.200%. Derivatives: Perpetuals table on the same page, $0 volume tier: maker 0.02% / taker 0.07% (taker drops to 0.06% from $10,000); fees charged in GUSD; perpetuals offered by Gemini Artemis Pte. Ltd. in select non-US jurisdictions, up to 100x. Fiat deposits: ACH and wire free, debit card 3.49%, PayPal 2.50%. Support is email-only per the security page (no phone/live chat). listed_coins = "80+ cryptos" per the official exchange page (lower bound). insurance_fund = insurance coverage on hot-wallet assets per official support article ("Are my funds insured?"), not a SAFU-style fund. Founded: "Based in NYC since 2014" (official page). kyc_required = true per the official KYC blog ("In order to enable withdrawals from your account, we must first verify your identity"). Gemini publishes stablecoin (GUSD) reserve attestations but no exchange-wide PoR, so proof_of_reserves stays null. Crypto withdrawal fees: the official Transfer Fee Schedule (checked 2026-09-23, page dated January 20, 2026) publishes no figure at all — "dynamic withdrawal fee" displayed only at withdrawal time — so BTC/USDT withdrawal fees stay undisclosed. Re-verified 2026-10-19 by weekly review: ActiveTrader fee schedule ">= $0" tier maker "0.600%" / taker "1.200%"; Derivatives lowest tier maker "0.02%" / taker "0.07%". Unchanged.