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Data reportTrust

Is Gate.io safe? What the official record shows — and what it does not

We do not score safety. This report lists what Gate.io’s official sources show, how that compares with 20 exchanges, and what we could not confirm.

Published 2026-09-23 Updated 2026-10-06 Data checked 2026-10-28 How we rate

117%Total reserve ratio
$500MProtection fund
8Licenses & registrations
YesKYC required

Key takeaways

  • Gate.io’s proof-of-reserves report for September 2026 puts the total reserve ratio at 117%. No third-party auditor is named, so the figures are the exchange’s own disclosure.
  • Gate.io runs the Gate SAFU. Its value was about $500M in August 2025.
  • Licenses and registrations: 8 recorded (Malta / EEA, Dubai, UAE, Gibraltar, Bahamas, Japan, Australia, Cyprus, Hong Kong). The median across 17 exchanges with confirmed data is 2.
  • KYC: identity verification is mandatory.
  • Security incidents: not confirmed — we record an incident history (or its absence) only from an official source, and none was found.

01Reserves: 117% in total

Gate.io’s proof-of-reserves report for September 2026 puts the total reserve ratio at 117%. By asset: BTC 120.31%, ETH 123.59%, USDT 114.25%.

Users can check that their own balance is included with a Merkle-tree tool. No third-party auditor is named, so the figures are the exchange’s own disclosure.

Exhibit 1 Proof of reserves, September 2026
Total reserve ratio117%
BTC reserve ratio120.31%
ETH reserve ratio123.59%
USDT reserve ratio114.25%
Report periodSeptember 2026

A ratio above 100% means the reported reserves exceed the reported user balances for the covered assets. It is a snapshot published by the exchange itself.

Source: Gate.io

02Protection fund: $500M

Gate.io runs the Gate SAFU. Its value was about $500M in August 2025.

Exhibit 2 Protection fund
Approx. value (August 2025)≈$500M

Source: Gate.io

03Licenses: 8 recorded, against a median of 2

Our data records 8 licenses or registrations for Gate.io: Malta / EEA, Dubai, UAE, Gibraltar, Bahamas, Japan, Australia, Cyprus, Hong Kong. Across 17 exchanges with confirmed data, the median is 2.

A registration is not the same as full regulation of every product. Each entry links to the official source it was recorded from.

Exhibit 3 Licenses and registrations
JurisdictionLicense / registration
Malta / EEA Gate Technology Ltd — MFSA Crypto-Asset Service Provider (MiCA) licence, passported to 29 EEA states
Dubai, UAE Gate Technology FZE — VARA Virtual Asset Service Provider licence (exchange services)
Gibraltar Hippo Capital Co. Limited — GFSC Distributed Ledger Technology Provider
Bahamas Gate Global Limited — SCB Digital Asset Business operator
Japan Gate Japan K.K. — FSA Cryptocurrency Exchange Business Operator (No. 00018)
Australia Gate Information Pty Ltd — AUSTRAC Digital Currency Exchange registration
Cyprus Gate Securities (Cyprus) Ltd — CySEC Cyprus Investment Firm licence 395/20
Hong Kong Hippo Financial Services Limited — Trust or Company Service Provider licence TC008572 (custody)

Source: CEX Compare, from official exchange sources (checked 2026-10-28)

04How Gate.io compares

Proof of reserves does not set Gate.io apart: all 16 exchanges with confirmed data publish one. A user protection fund is recorded at 16 of 17.

Exhibit 4 Trust indicators: Gate.io against 20 exchanges
Item Gate.io Across 20 exchanges
Proof of reserves Yes 16 of 16 confirmed
User protection fund Yes 16 of 17 confirmed
Licenses & registrations 8 Median 2 (17 confirmed)
KYC required Yes 17 of 20 confirmed
Recorded security incidents Not confirmed Median 1 (10 confirmed)

Source: CEX Compare, from official exchange sources (checked 2026-10-28) · Share of the 20 exchanges on this site with a confirmed value. No weighting and no overall verdict — see methodology.

05What we could not confirm

  • Security incident history — no official statement was found either way. Claims that “Gate.io has never been hacked” come from third-party sites, which we do not use as sources.
  • An independent auditor for the reserve report — none is named.

Figures checked 2026-10-06

06Fees in context

Gate.io’s base spot taker fee is 0.100% — 3 of 20 exchanges charge less and 8 charge the same. Its futures taker fee is 0.050%, with 4 of 17 charging less.

Exhibit 5 Taker fees across 20 exchanges, Gate.io highlighted

Spot taker

20 of 20 confirmed
Lowest0.000%Bitfinex
Median0.100%
Highest1.200%Gemini

Futures taker

17 of 20 confirmed
Lowest0.000%Bitfinex
Median0.050%
Highest0.070%Gemini

Source: CEX Compare, from official exchange sources (checked 2026-10-28)

Gate.io
Spot taker0.100%Futures taker0.050%Listed coins3,600
No verified affiliate link
FAQ

Frequently asked questions

Is Gate.io regulated?

Gate.io holds 8 recorded licenses or registrations: Malta / EEA, Dubai, UAE, Gibraltar, Bahamas, Japan, Australia, Cyprus, Hong Kong. Each applies only to its own jurisdiction.

Does Gate.io have proof of reserves?

Gate.io’s proof-of-reserves report for September 2026 puts the total reserve ratio at 117%.

Does Gate.io have a user protection fund?

Gate.io runs the Gate SAFU. Its value was about $500M in August 2025.

Does Gate.io require KYC?

Yes. Gate.io requires identity verification (KYC) before trading.

Every answer is generated from the values above and their official sources — nothing is added that the data does not show.

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About this report

This report is built only from the verified figures on this site. Every number links to an official source, and the data is reviewed by Jason Lee. It is information, not investment advice. About us →

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