Binance vs Crypto.com — fees & conditions

Binance — Regular User tier (below VIP 1). No BNB discount applied. Spot: official trading fee page; futures: USDⓈ-M futures fee page. Withdrawal fees (2026-09-15, public capital config endpoint): BTC 0.00002 BTC on the Bitcoin network (Lightning 0.000001, BSC 0.00000029); USDT 1.5 USDT on TRC20 (cheapest: BSC 0.01). listed_coins = 492 distinct base assets with TRADING status on spot (api/v3/exchangeInfo, 2026-09-15); homepage markets "over 600 cryptocurrencies". Max leverage 125x on USDT-M perpetuals (BTCUSDT), tier-dependent; new accounts capped at 20x for 30 days. active_users_claimed updated to homepage "over 320 million registered users" (previous 250M was Jan 2025 figure). [Withdrawal fees checked 2026-10-28 via public API: BTC 0.00002 BTC on BTC (cheapest: BSC 2.8e-7); USDT 1.5 USDT on TRX (cheapest: BSC 0.01). The exchange adjusts them with network conditions.]

Crypto.com — Crypto.com Exchange (not the App, which prices via spread). Level 1 (30-day spot volume < $10,000; derivatives volume < $500,000), "Without CRO Balance" column. Holding CRO gives 0% maker and a lower taker rate (spot 0.44%, derivatives 0.0352%) — not applied here. Official Fees & Limits page, last updated 2026-09-08. Rechecked 2026-09-23 (page "Last updated: Sep 23, 2026"): Level 1 spot 0.25%/0.50%, derivatives 0.020%/0.040% and the BTC/USDT withdrawal fees unchanged. CRO benefit is 0% maker + 12% off taker, so a single native_token_fee_discount_pct cannot be stated (left null). listed_coins = 415 distinct spot base assets (570 CCY_PAIR instruments) and futures_max_leverage = highest max_leverage (100) among 380 PERPETUAL_SWAP instruments in the public get-instruments API. Founding year ("since 2016") from the official crypto.com/kr page; HQ not stated on official pages. [Withdrawal fees checked 2026-10-28 via the Deposit & Withdrawal Fees tab of the official Fees & Limits page, read in-browser (the public API has no fee field): BTC 0.0004 BTC on BTC (cheapest: Cronos (CDCBTC) 0); USDT 0.011 USDT on APT (no TRC20 route listed). The exchange adjusts them with network conditions.]