Data reportTrust
Is Crypto.com safe? What the official record shows — and what it does not
We do not score safety. This report lists what Crypto.com’s official sources show, how that compares with 20 exchanges, and what we could not confirm.
Published byGrace Hsu
Data reviewed byJason Lee About us → Key takeaways
- Crypto.com’s proof-of-reserves report for December 2022 shows reserve ratios of BTC 102%, ETH 101%, USDT 106%. The report names Mazars Group as the verifying firm. This is the most recent report we found on Crypto.com’s official site — 46 months older than our check.
- Licenses and registrations: 1 recorded (Malta / EEA). The median across 17 exchanges with confirmed data is 2.
- KYC: identity verification is mandatory.
- Security incidents: 1 recorded (2022).
01Reserves: BTC 102% · ETH 101% · USDT 106%
Crypto.com’s proof-of-reserves report for December 2022 shows reserve ratios of BTC 102%, ETH 101%, USDT 106%. It covers 9 assets. Reports began in December 2022.
The figures were verified by an outside firm. The report names Mazars Group as the verifying firm.
This is the most recent report we found on Crypto.com’s official site — 46 months older than our check.
A ratio above 100% means the reported reserves exceed the reported user balances for the covered assets. It is a snapshot published by the exchange itself.
Source: Crypto.com
02Licenses: 1 recorded, against a median of 2
Our data records 1 licenses or registrations for Crypto.com: Malta / EEA. Across 17 exchanges with confirmed data, the median is 2.
A registration is not the same as full regulation of every product. Each entry links to the official source it was recorded from.
03How Crypto.com compares
Proof of reserves does not set Crypto.com apart: all 16 exchanges with confirmed data publish one. A user protection fund is recorded at 16 of 17.
| Item | Crypto.com | Across 20 exchanges |
|---|---|---|
| Proof of reserves | Yes | 16 of 16 confirmed |
| User protection fund | Not confirmed | 16 of 17 confirmed |
| Licenses & registrations | 1 | Median 2 (17 confirmed) |
| KYC required | Yes | 17 of 20 confirmed |
| Recorded security incidents | 1 | Median 1 (10 confirmed) |
Source: CEX Compare, from official exchange sources (checked 2026-10-28) · Share of the 20 exchanges on this site with a confirmed value. No weighting and no overall verdict — see methodology.
04What we could not confirm
- A user protection fund with a stated size — none was found on Crypto.com’s official site. Futures insurance funds, which cover liquidations, are not counted.
Figures checked 2026-10-06
05Fees in context
Crypto.com’s base spot taker fee is 0.500% — 17 of 20 exchanges charge less and 0 charge the same. Its futures taker fee is 0.040%, with 3 of 17 charging less.
Spot taker
20 of 20 confirmedFutures taker
17 of 20 confirmedSource: CEX Compare, from official exchange sources (checked 2026-10-28)
Frequently asked questions
Is Crypto.com regulated?
Crypto.com holds 1 recorded licenses or registrations: Malta / EEA. Each applies only to its own jurisdiction.
Does Crypto.com have proof of reserves?
Crypto.com’s proof-of-reserves report for December 2022 shows reserve ratios of BTC 102%, ETH 101%, USDT 106%. This is the most recent report we found on Crypto.com’s official site — 46 months older than our check.
Does Crypto.com have a user protection fund?
A user protection fund with a stated size — none was found on Crypto.com’s official site. Futures insurance funds, which cover liquidations, are not counted.
Does Crypto.com require KYC?
Yes. Crypto.com requires identity verification (KYC) before trading.
Every answer is generated from the values above and their official sources — nothing is added that the data does not show.
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About this report
This report is built only from the verified figures on this site. Every number links to an official source, and the data is reviewed by Jason Lee. It is information, not investment advice. About us →