WhiteBIT vs Binance — fees & conditions

WhiteBIT — Base rate from the official Trading Fees page: spot 0.1% maker/taker; futures 0.01% maker / 0.055% taker ("can vary for some pairs, but never exceeds 0.055%"). WBT holding discounts not applied. BTC withdrawal fee from the official Deposit & Withdrawal Fees page (changes without notice). WBT discount: help article states "up to 100% on the maker fee" at the top Holding tier, taker discount not stated — no single base-tier rate is published, so the discount field is left null. Proof of Reserves = Hacken audit report (Nov 2024) hosted on cdn.whitebit.com. USDT withdrawal fee page (whitebit.com/fees/stable) could not be retrieved, left null. earn_staking = WhiteBIT Earn (crypto lending plans). mobile_app = iOS/Android per the official download page (403 — via search excerpt). withdrawal_usdt_fee = 1 USDT on TRC20 per the stablecoin fee table (ERC20 0.4 USDT), read 2026-09-15. [Withdrawal fees checked 2026-10-28 via public API: USDT 1 USDT on TRC20 (cheapest: PLASMA 0.1). The exchange adjusts them with network conditions.]

Binance — Regular User tier (below VIP 1). No BNB discount applied. Spot: official trading fee page; futures: USDⓈ-M futures fee page. Withdrawal fees (2026-09-15, public capital config endpoint): BTC 0.00002 BTC on the Bitcoin network (Lightning 0.000001, BSC 0.00000029); USDT 1.5 USDT on TRC20 (cheapest: BSC 0.01). listed_coins = 492 distinct base assets with TRADING status on spot (api/v3/exchangeInfo, 2026-09-15); homepage markets "over 600 cryptocurrencies". Max leverage 125x on USDT-M perpetuals (BTCUSDT), tier-dependent; new accounts capped at 20x for 30 days. active_users_claimed updated to homepage "over 320 million registered users" (previous 250M was Jan 2025 figure). [Withdrawal fees checked 2026-10-28 via public API: BTC 0.00002 BTC on BTC (cheapest: BSC 2.8e-7); USDT 1.5 USDT on TRX (cheapest: BSC 0.01). The exchange adjusts them with network conditions.]