WhiteBIT vs Bybit — 手續費與條件比較

WhiteBIT — Base rate from the official Trading Fees page: spot 0.1% maker/taker; futures 0.01% maker / 0.055% taker ("can vary for some pairs, but never exceeds 0.055%"). WBT holding discounts not applied. BTC withdrawal fee from the official Deposit & Withdrawal Fees page (changes without notice). WBT discount: help article states "up to 100% on the maker fee" at the top Holding tier, taker discount not stated — no single base-tier rate is published, so the discount field is left null. Proof of Reserves = Hacken audit report (Nov 2024) hosted on cdn.whitebit.com. USDT withdrawal fee page (whitebit.com/fees/stable) could not be retrieved, left null. earn_staking = WhiteBIT Earn (crypto lending plans). mobile_app = iOS/Android per the official download page (403 — via search excerpt). withdrawal_usdt_fee = 1 USDT on TRC20 per the stablecoin fee table (ERC20 0.4 USDT), read 2026-09-15. [Withdrawal fees checked 2026-10-28 via public API: USDT 1 USDT on TRC20 (cheapest: PLASMA 0.1). The exchange adjusts them with network conditions.]

Bybit — Non-VIP tier. No MNT discount applied. Official fee pages /en/fee/spot and /en/fee/futures (the old announcement-info/fee-rate URL now redirects to /en/fee/futures). Re-verified 2026-10-12 by weekly review in-browser: Spot Crypto Pairs "Regular User" 0.1% maker / 0.1% taker (0.075% after MNT discount, not used); Futures Standard Crypto "Regular User" 0.02% maker / 0.055% taker (0.018%/0.0495% after MNT discount, not used). Founded March 2018; global HQ moved to Dubai (opened Apr 2023). listed_coins = 398 distinct spot base coins from the public v5 instruments-info endpoint (538 pairs, 2026-09-15). futures_max_leverage = 100x for BTCUSDT perpetual at the lowest risk-limit tier (USDC perpetuals go to 125x, excluded as the USDT-margined figure is the comparable one). Fiat: bank-card buy, fiat deposit to Funding Account (bank transfer), P2P, and third-party one-click buy partners. Bybit.com blocks automated fetches; values above were confirmed in-browser from the official fee rate page (2026-09-23). active_users_claimed = "80M users" per the official 80M-users celebration announcement (Jan 2026). [Withdrawal fees checked 2026-10-28 via the data feed behind the official Crypto Deposit/Withdrawal Status page (read in-browser; returns 403 to non-browser clients): BTC 0.000057 BTC on BTC; USDT 1.3 USDT on TRON (TRC20) (cheapest: BERA (USDT0) 0). The exchange adjusts them with network conditions.]